Michelle Smart

Loan Factory

Phone: (480) 404-0888

NMLS#: 1339329

Licensed state: Arizona, Washington

https://www.loanfactory.com/michellesmart

About me

As a dedicated Mortgage Loan Broker, I leverage my strong leadership skills to foster a trusting and collaborative relationship with clients. I empower clients to be actively involved in their financial journey by providing clear communication, transparency, and personalized guidance. My commitment to delivering exceptional service is evident in my ability to:


Prioritize Client Needs: I consistently put clients' interests first, ensuring they are well informed and empowered to make informed decisions.

Negotiate Optimal Rates: I actively shop the market to secure the most competitive interest rates, maximizing value for my clients.

Foster Open Communication: I maintain clear and open lines of communication, keeping clients updated on their financial progress and addressing their concerns promptly.

Cultivate Trust: My leadership style fosters a climate of trust and confidence, enabling clients to feel secure in their financial decisions.

By combining my leadership abilities with a deep understanding of client needs, I strive to provide an unparalleled level of service that exceeds expectations.


Whether you're a first-time homebuyer, a fix-n-flip real estate investor, or looking for a competitive Jumbo loan, Michelle Smart is committed to helping you achieve your financial goals. Trust Michelle Smart to provide expert advice and personalized service that exceeds your expectations. 

Ask Michelle Smart to help you save on your mortgage so you can invest in other important things. 

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